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The Financier · Chapter

The Blossoming of Illicit Love explained

Aileen Butler's passion for Frank Cowperwood deepens into a full-blown affair, as they begin clandestine meetings in the countryside.

What happens

Aileen Butler's passion for Frank Cowperwood deepens into a full-blown affair, as they begin clandestine meetings in the countryside. Cowperwood, cautious but determined, weighs the risks of exposure against his desire for Aileen, while she naively believes their love can coexist with his marriage. The chapter explores the psychological and moral complexities of their liaison, set against the backdrop of Philadelphia's social elite.

Themes in this chapter

  • Love and Betrayal

    The chapter centers on the passionate but illicit love between Cowperwood and Aileen, which inherently involves betrayal of his wife Lillian and the trust of Aileen's family.

  • Deception and Self-Justification

    Both characters engage in self-deception: Aileen rationalizes that her love doesn't harm Cowperwood's wife, while Cowperwood meticulously plans to deceive society and maintain his public image.

  • Ambition and Success

    Cowperwood's business ambitions are intertwined with his personal desires; he seeks to balance his growing wealth and influence with the risks of the affair.

Characters to notice

  • Aileen Butler

    Aileen's infatuation with Cowperwood intensifies; she yields to her passion despite her religious upbringing, engaging in secret meetings and rationalizing the affair.

  • Frank Algernon Cowperwood

    Cowperwood orchestrates the affair with calculated caution, balancing his business ambitions with his desire for Aileen, and explaining the practicalities of illicit meetings.

  • Lillian Cowperwood

    Referenced as Cowperwood's wife, whose early romance with him is contrasted with his current passion for Aileen; she is unaware of the affair.

  • Edward Malia Butler

    Aileen's father, who jovially teases her about finding a suitor, unaware of her relationship with Cowperwood.

  • Mrs. Butler

    Aileen's mother, who coddles her and speaks of future marriage, oblivious to the ongoing affair.

  • Father David

    Mentioned as a priest who was Aileen's earlier ideal of a man, highlighting her romantic tendencies before Cowperwood.

Key passages

  • She really did not think that he loved her yet as he should; but he would. She did not know that she wanted to interfere with the claims of his wife. She did not think she did. But it would not hurt Mrs. Cowperwood if Frank loved her—Aileen—also.

    Aileen convinces herself that Cowperwood's love for her doesn't harm his wife, reflecting her self-justification and denial of the affair's consequences.

    Highlights Aileen's moral rationalization and the theme of deception.

  • Cowperwood was not one who was temperamentally inclined to lose his head and neglect his business. As a matter of fact, the more he thought of this rather unexpected affectional development, the more certain he was that he must not let it interfere with his business time and judgment.

    Cowperwood remains pragmatic, ensuring his affair with Aileen does not disrupt his professional ambitions and financial dealings.

    Illustrates Cowperwood's calculated nature and the intersection of personal desire with business ambition.

  • He explained the whole theory of illicit meetings, calmly, dispassionately. 'You are perfectly safe, except for one thing, chance exposure.'

    Cowperwood methodically outlines the logistics of their secret rendezvous, acknowledging only the risk of accidental discovery.

    Demonstrates Cowperwood's clinical approach to the affair and the theme of deception.