All chapters

Shorts from Scenes from Private Life · Chapter

Gobseck explained

Derville recounts the story of the usurer Gobseck, a man of dual nature—miser and philosopher—who treats money as a commodity.

What happens

Derville recounts the story of the usurer Gobseck, a man of dual nature—miser and philosopher—who treats money as a commodity. He describes Gobseck's past as a possible pirate or trader in diamonds, men, women, or state secrets. Derville also tells of Count de Restaud's decision to transfer his property to Gobseck to secure his eldest son's inheritance, while providing for his other children. The chapter explores Gobseck's role as a liquidator for Haitian claims, his hoarding of presents, and his final illness, during which he continues to conduct business from his bed.

Themes in this chapter

  • Money and Morality

    Gobseck's philosophy that money is a commodity to be sold cheap or dear, and his view of charging high interest as a form of secured partnership, highlight the moral ambiguity of usury and capitalism.

  • Appearance vs. Reality

    Gobseck is described as having two men in him: a miser and a philosopher, petty and great. His outward miserliness contrasts with his inner loyalty and uprightness.

  • Family and Legacy

    Count de Restaud's decision to transfer his property to Gobseck to secure his eldest son's inheritance, while providing for his other children, underscores concerns about family legacy and the protection of heirs.

Characters to notice

  • Derville

    Narrates the story of Gobseck, describing his character and business dealings. He also acts as a trusted intermediary for Count de Restaud and later visits Gobseck during his final illness.

  • Gobseck

    The usurer and central figure of the chapter, depicted as a loyal and upright soul outside business but a miser and philosopher within. He is involved in liquidating Haitian claims and hoards presents. He is bedridden and near death.

  • Comte de Merret

    Referred to as Count de Restaud in the text. He transfers his property to Gobseck to secure his eldest son's inheritance, showing great agitation and trust in Derville.

  • Ernest de Restaud

    The eldest son of Count de Restaud, for whom the property transfer is arranged. He is later mentioned as being in love with Mlle. Camille and coming of age.

  • Vicomtesse de Grandlieu

    Present during Derville's narration, she interrupts to send her daughter Camille to bed and comments on Derville's moralizing.

  • Camille Maupin

    Referred to as Camille de Grandlieu in the text. She is the daughter of the Vicomtesse, who is sent to bed during Derville's story.

Key passages

  • In his opinion, money is a commodity which you may sell cheap or dear, according to circumstances, with a clear conscience. A capitalist, by charging a high rate of interest, becomes in his eyes a secured partner by anticipation.

    Gobseck believes that money is a product that can be traded at varying prices depending on the situation, and that a lender who charges high interest is essentially a partner who secures his investment in advance.

    This passage reveals Gobseck's financial philosophy and his justification for usury.

  • There are two men in him; he is petty and great—a miser and a philosopher.

    Gobseck has a dual nature: he is both small-minded and noble, a hoarder of wealth and a deep thinker.

    This highlights the theme of appearance vs. reality in Gobseck's character.

  • Adversity is the greatest of all teachers; adversity teaches us to know the value of money and the worth of men and women. Let him set sail on the seas of Paris; when he is a qualified pilot, we will give him a ship to steer.

    Gobseck believes that hardship is the best educator, teaching the true value of money and people. He suggests that Ernest should navigate Paris on his own before receiving any help.

    This reflects Gobseck's harsh but pragmatic view on character development and self-reliance.