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Phoebe, Junior · Chapter

XL: The Sinned-Against explained

Phoebe, filled with gratitude toward the Mays, returns home to find her grandfather Tozer in a rage over a forged bill involving Cotsdean.

What happens

Phoebe, filled with gratitude toward the Mays, returns home to find her grandfather Tozer in a rage over a forged bill involving Cotsdean. She tries to calm him and persuade him to delay action until morning, but he erupts in fury, cursing and pacing. Phoebe stands firm, determined to intervene on behalf of the Mays.

Themes in this chapter

  • Family Duty and Sacrifice

    Phoebe feels obligated to the Mays and resolves to use her influence with her grandfather to help them, even at personal cost.

  • Wealth and Power

    Tozer's rage centers on the threat to his honest name and financial standing; the forged bill represents a direct assault on his hard-won wealth and reputation.

  • Appearance vs. Reality

    Phoebe hides her personal stake in the forgery matter, pretending only general concern while inwardly resolved to save the Mays.

Characters to notice

  • Phoebe Tozer

    Returns home with a resolve to champion the Mays; confronts her grandfather over the forged bill.

  • Old Mr. Tozer

    Furious about a forged bill involving Cotsdean; loses his temper and curses in front of Phoebe.

  • Ursula May

    Mentioned as having fallen from her position of command after getting Mr. May to bed.

  • Reginald May

    Present at the parsonage advising to wait and watch Mr. May.

  • Mrs. Tom Tozer

    Dozing by the fire when Phoebe returns; smiles and hints at knowing about Clarence.

  • Cotsdean

    Accused of forging Tozer's name on an accommodation bill.

  • Mr. Simpson

    Bank clerk visiting Tozer; advises waiting until morning to investigate the forgery.

Key passages

  • Phoebe was full of genuine regard and friendliness towards the Mays. She felt that she had obligations to all of them, to the parson-father for submitting to her presence, nay, encouraging it, and to Ursula for receiving her with that affectionate fervour of friendship which had completely changed the tenor of Phoebe's life at Carlingford.

    Phoebe sincerely appreciated the Mays' kindness, feeling indebted to Mr. May for tolerating her and to Ursula for a friendship that transformed her time in Carlingford.

    Highlights Phoebe's gratitude and sense of duty toward the Mays.

  • Paid by Tozer. What had been paid by Tozer? What had her grandfather to do with it. Could it be he who had lent money to Mr. May? Then Phoebe resolved, with a glow on her face, he should forgive his debtors.

    Phoebe wonders if her grandfather lent money to Mr. May and decides she will make him forgive the debt.

    Shows Phoebe's determination to use her influence over Tozer to help the Mays.

  • It's a crime, Phoebe, that's what it is—that's the fact. It's a crime.

    Tozer insists that the forgery is a criminal act.

    Captures Tozer's outrage and the seriousness of the forgery.

  • Grandpapa, it is not good to be so angry; you are made to say things you are sorry for. Will you listen to me now?

    Phoebe gently urges her grandfather to calm down and hear her out.

    Demonstrates Phoebe's attempt to pacify Tozer and assert her role.