# XV explained — Howards End

> Chapter companion for Howards End by E. M. Forster.

## What happens

The Schlegel sisters attend a dinner party that doubles as an informal debate club, where the topic is how a millionaire should dispose of his money. Helen and Margaret steer the conversation toward Leonard Bast, discussing his poverty and how best to help him. Mr. Wilcox advises them to warn Bast to leave the Porphyrion Fire Insurance Company before it collapses. The chapter ends with the sisters deciding to write to Bast immediately.

## Themes in this chapter

### Social Class and Inequality

The entire chapter revolves around how the wealthy should assist the poor, exemplified by the debate over Leonard Bast's situation and the contrasting perspectives of the Schlegels and Mr. Wilcox.

### Materialism vs. Idealism

Margaret argues for the educational value of money itself, while others advocate for indirect aid like free libraries or holidays, highlighting the tension between practical materialism and idealistic philanthropy.

## Character check-ins

### Margaret Schlegel

Engages in the debate about wealth distribution, arguing that giving money directly is educational. Reflects on Mr. Wilcox's charm and the flux of life.

### Helen Schlegel

Passionately discusses Leonard Bast's situation at the dinner party and later urges Margaret to write to Bast about the Porphyrion's impending failure.

### Henry Wilcox

Advises the sisters to tell Leonard Bast to leave the Porphyrion Fire Insurance Company immediately, citing his business knowledge. Displays a patronizing tone and discusses the family's decision against keeping Howards End.

### Leonard Bast

Becomes the central topic of the dinner debate; his poverty and potential are discussed by the Schlegels and others.

### Ruth Wilcox

Mentioned in passing as Mr. Wilcox has forgotten her; her absence is felt in the conversation about Howards End.

## Key lines

> “Money’s educational. It’s far more educational than the things it buys.”

Margaret argues that giving money directly to the poor teaches them how to manage it, which is more valuable than providing goods or services.

_This statement encapsulates Margaret's idealistic view of wealth as a tool for personal development._

> “Let him leave the ship before it sinks. Let him get one now.”

Mr. Wilcox advises that Leonard Bast should quit his job at the Porphyrion Fire Insurance Company immediately, before it goes bankrupt, to improve his chances of finding new employment.

_Reflects Mr. Wilcox's pragmatic, business-oriented mindset._

## Links

- HTML: https://www.betterreads.online/discover/howards_end_se/chapters/xv
- Book: https://www.betterreads.online/discover/howards_end_se
- All chapters: https://www.betterreads.online/discover/howards_end_se/chapters