# XXX: The Promise of Thrift explained — Brewster’s Millions

> Chapter companion for Brewster’s Millions by George Barr McCutcheon.

## What happens

Monty Brewster, having spent the entire million-dollar inheritance from Edwin Brewster, is now nearly penniless with only $79.08 left. He faces the scorn of the town and the concern of Mrs. Gray and Peggy. In a heartfelt conversation, he reveals his love for Peggy and asks her to marry him on the morning of September 23rd, just before the deadline for the Sedgwick inheritance. Peggy agrees, and they plan to start their new life together with love as their only treasure.

## Themes in this chapter

### Love and Sacrifice

Peggy agrees to marry Monty despite his poverty, valuing love over material wealth.

### The Absurdity of Wealth

Monty's frantic spending and the town's reaction highlight the irrationality and social pressures surrounding wealth.

### Identity and Self-Worth

Monty struggles with how others perceive him as a fool or madman, while he seeks to reclaim his true self through love and a fresh start.

## Character check-ins

### Montgomery Brewster

Has spent the entire million and is now nearly penniless; proposes to Peggy and plans to marry her on September 23rd.

### Peggy Gray

Deeply worried about Monty but agrees to marry him, showing unwavering love and support.

### Mrs. Gray

Confronts Monty about his behavior, expressing heartbreak over his actions.

### Swearengen Jones

Mentioned as the executor of James Sedgwick's will, to whom Monty is preparing his final report.

### Joe Bragdon

Mentioned as the person from whom Monty plans to borrow money for the marriage license and minister's fee.

## Key lines

> Monty, you are breaking my heart.

Mrs. Gray expresses her deep emotional pain over Monty's reckless behavior.

_This is Mrs. Gray's only direct appeal to Monty, highlighting her concern._

> I didn't want the million, Peggy.

Monty explains to Peggy that he never desired the inherited wealth.

_Reveals Monty's true feelings about the money and his motivations._

> We never can be poor while we have love as a treasure.

Peggy asserts that their love is more valuable than any material wealth.

_Emphasizes the central theme of love triumphing over poverty._

## Links

- HTML: https://www.betterreads.online/discover/brewster_s_millions_se/chapters/xxx-the-promise-of-thrift
- Book: https://www.betterreads.online/discover/brewster_s_millions_se
- All chapters: https://www.betterreads.online/discover/brewster_s_millions_se/chapters